Financial & Purchasing Information : Contractor Insurance Requirements

Contractor Insurance Requirements

The District requires all contractors, certain vendors and most consultants to supply proof of insurance before a contract is awarded.  Typically, if you are providing services on District property, proof of insurance is required.  The following requirements are typical but may be amended based on the commodity or service being purchased.

WORKERS' COMPENSATION INSURANCE AND EMPLOYERS' LIABILITY INSURANCE

Statutory and $500,000 / $500,000 / $500,000:  The contractor shall certify to the District that it maintains Workers' Compensation and Employers Liability that meets or exceeds these limits for each employee of the contractor employed on the project.  In the event any portion of the work is subcontracted, the contractor shall furnish to the District a certificate from each subcontractor certifying the coverage for the subcontractor’s employees, which coverage must meet or exceed these minimum requirements. 

COMMERCIAL GENERAL LIABILITY INSURANCE

The limit of liability not less than $1,000,000 per occurrence.  The contractor agrees to maintain a standard ISO version Commercial General Liability occurrence form, or its equivalent providing coverage for, but not limited to, Bodily Injury and Property Damage, Premises/Operations/Products/Completed Operations, and Independent Contractors.

BUSINESS AUTOMOBILE LIABILITY INSURANCE

The limit of liability is not less than $1,000,000 per occurrence.  The contractor agrees to maintain a standard ISO version Business Automobile Liability, or its equivalent, providing coverage for all owned, non-owned and hired automobiles.